AGI
Adjusted Gross Income

AY
Academic Year or Aid Year. At PBCC the academic year begins with the fall term in August, includes the Spring term which begins in January and concludes with the summer term that begins in May.

COA
Cost of Attendance

CPS
Central Processing System (Department of Education)

DHS
Department of Homeland Security (formerly Immigration and Naturalization Service - INS)

EFC
Expected Family Contribution as calculated by the federal need analysis formula

FAFSA
Free Application for Federal Student Aid

FFELP
Federal Family Educational Loan Programs (Federal Stafford and PLUS Loans)

FWS
Federal Work-Study

GPA
Grade Point Average

ISIR
Institutional Student Information Report (similar to Student Aid Report or SAR)

MPN
Master Promissory Note which must be signed by borrower

NSLDS
National Student Loan Data System

OSFA
Office of Student Financial Assistance, FL Dept of Education

PIN
Personal Identification Number

SAP
Standards of Academic Progress

SAR
Student Aid Report (need analysis results from the FAFSA)

SUB
Subsidized Stafford Loan (interest does not accrue until after graduation or leaving school)

UNSUB
Unsubsidized Stafford Loan (interest accrues for the life of the loan)